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Small Business Checking at Fulton Bank is designed for businesses with low monthly check writing needs and minimal deposit activity. What is the best type of business account to open? We offer several If you are just starting, a business account is one step on your small business journey. First National Bank's (FNB)Free Small Business Checking account is The way we look at it, a healthy, growing local business is good for everybody. Business accounts you need to succeed ; Silver Business Checking Package. Best for new or small businesses with basic banking needs. $0 monthly maintenance fee. Business accounts you need to succeed ; Silver Business Checking Package. Best for new or small businesses with basic banking needs. $0 monthly maintenance fee.