Personal CD accounts are a great savings tool for your long-term financial goals. Explore our rates and terms, and open an account online. As a time deposit, 6 or more years is considered a long time in the banking industry, so financial institutions are willing to pay the best CD rates currently. CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date. Rates, terms, and conditions accurate as of August 6, , and are subject to change. Advertised interest rate of % (% Annual Percentage Yield (APY)). Long-term CDs offer higher-interest-earning power, with the added benefits of liquidity and safety. Depending on your needs, you can choose a term from one to.
4 RATES, ONE PERFECT MATCH! Limited-Time Offer. High-Yield, Risk-Free Returns. · % APY 9-month term · % APY month term · % APY month term · %. A Certificate of Deposit (CD) from CapFed® offers competitive interest rates A CD ladder savings strategy can provide both short- and long-term benefits. More for your money. CDs offer our most competitive, promotional rates - and great returns. · Guaranteed returns. Choose the term length that works best for you. CDs generally offer better interest rates than other savings products, but you'll need to commit to a term of months or years to reap the benefits of that rate. CD Account Options & Rates. A CD is a savings product that includes a pre-determined interest rate over a set term. CDs help to make saving easier if you don't. Unlike regular savings accounts, most CDs have fixed rates, so you can lock in a higher rate while it lasts. Here's a look at current CD rates at some online. Today's CD Special Rates ; 4 month · % · % ; 7 month · % · % ; 11 month · % · %. Long-term certificates are best for: ; Rates as of Sep 07, ET. ; % · % · % · Rates as of Sep 07, ET. ; % · % · % · Rates as of Sep Current CD Rates. CD TERM, $1,$24,, $25,$,, $, and over. 5-Month, % APY*. Jumbo Fixed Rate CDs by Term ($, or Greater) ; %. %. %. %. Common term lengths range from three months to five years. The lengthier the term, the higher the exposure to interest rate risk. Generally, the larger the.
Right now, the best 1-year CD rate is % APY from Mountain America Credit Union and Merchants Bank of Indiana. Compare the highest 1-year CD rates. The best CD rate right now is % APY from DR Bank for a 6-month term. That APY is nearly three times the FDIC's national average rate of % on a 6-month. High Rates Long-term CDs often earn higher interest rates than traditional savings accounts or shorter-term CDs. · Guaranteed Returns CD interest rates are fixed. A CD account with a fixed rate is low risk and gives you the earnings you can count on. Short term or long term, keep your money working for you. Certificates. CD rates are fixed for the term of the account. A penalty may be imposed for early withdrawal from a CD. For CDs, interest begins to accrue on the business day. Standard CDs · 6 Months, %, %. 12 Months, %, %. 18 Months, %, %. 24 Months, %, %. 36 Months, %, % ; Bump Rate CDs · Open a Tiered Long-Term CD with $10, – $99, or a High-Yield Jumbo CD with $, – $, Earn the Relationship Reward rate shown when you. Long term CD · Must be between $0 and $1,, · Initial Deposit ; Deposit term (in months) · Must be between 1 and · Deposit term, in months ; Interest Rate. Top CD rates of July · 1 year: % · 2 years: %. 3 years: %. 4 years: %. 5 years: %. 6 years: %. 7 years: N/A. 8 years: %. 9 years.
TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY. For Featured CD Account · % ; For Standard Term CD Account · % ; For Flexible CD Account · %. Today's CD Special Rates ; 4 month · % · % · % · % ; 7 month · % · % · % · % ; 11 month · % · % · % · %. For instance, a month CD will pay the same interest rate in the first month as it does in the twelfth month. This is in contrast to most savings accounts. Since changes in interest rates will have the most impact on CDs with longer maturities, shorter-term CDs are generally less impacted by interest rate movements.